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Talk to a mortgage broker or someone you trust to see where you really stand as far as an attainable goal to live in. My experience is mortgage brokers work for you and are compensated by the lender. Banks work for the bank and are compensated by you. Once we have you pre qualified, the exciting part starts. 

I've worked with these two mortgage brokers and I think they are great.

Clever lending.

 

Jennifer Hickey